Call or text anytime of day to talk with me about anything regarding financial products. Although I can’t always talk right away, I can always get back to you within an hour or two. They say a picture is worth a thousand words. If you’re able, try to be near your computer or a smart phone. That way if needed I can show you what we’re talking about. You can also get a head start in researching your options by trying out my Virtual Assistant first (click Online tab). Just answer a few questions and then receive information on the best type of policy for you or your family. Ready to talk? Call/text me at 317-514-8696 or 317-296-8881 anytime of day.
One of the benefits to being a local agent (and not being in a call center across the country somewhere) is the ability to meet in person. Meeting face to face allows you to see what you are purchasing clearly in front of you. We can go over benefits and answer any questions you might have right on the spot. I travel to my customers, whether you prefer to meet at Starbucks or your home, I’ll come to you. Just let me know where and when. I use Facebook scheduling for my appointments 
Health Insurance agents of Indiana
Don’t waste your time researching polices only to find out they don’t offer plans in Indiana or your county. So, I work with both local and national carriers that sell in Indiana. Plus, my help cost no extra money. Let me put you in the right coverage at the right price. Call or text me now at 317-514-8696 or 317-296-8881. I cover most of Indiana including Anderson, IN, Clarksville, IN, Columbus, IN, Crown Point, IN, Fort Wayne, IN, Evansville, IN, Gary, IN, Granger, IN, Hammond, IN, Huntington, IN, Jeffersonville, IN, Lafayette, IN, Logansport, IN, Marion, IN, Muncie, IN, New Castle, IN, Richmond, IN, Seymour, IN, South Bend, IN, Terre Haute, Valparaiso, IN, Indianapolis, IN, Westfield, IN, Zionsville,IN and more…
Independent Local Insurance Agent - I'm a local health insurance agent with no affiliation with any carriers. It is my job to research all available options for all clients and recommend the best for your individual needs.
Availability - I am always available to discuss health insurance plans Indiana whether over the phone or in person. So you can schedule a face-to-face meeting, we can discuss over the phone, or you can send a text message.
Price- The cost of insurance is determined by the local insurance authorities. So no Indiana health insurance agent can change the price of plans. The cost of plans in Indiana also includes the cost of the services of agents.
Privacy - All personal information you share with us will be available to only health insurance agents Indiana. We will not share your information with any unnecessary party that will bother you with unsolicited communications.
INDIANA Plan Types Available
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Group/Employer Indiana Health Insurance Coverage
Your employees will get the best health insurance plans with our services. We find plans that provide the best financial protection with the most minimal out-of-pocket expenses, for both employer and employee. However, we do not always work like other health insurance agents in Indiana who will choose a single plan and serve the group as a whole. Instead, we offer personalized services for employer insurance and other forms of insurance services.
Our services include finding the best health insurance solutions for our clients as well as helping them find subsidies on the federal exchange. By utilizing supplements, HSA’s, HRA’s, and HMA’s, we will also help your employees with ways of meeting higher deductibles.
About Your Local Agent - Larry Medcalf, CLU®
I am Larry Medcalf, CLU®, an Indiana health insurance agent committed to helping you find the best health insurance solution. My team is not just concerned about finding cheap health insurance. We are committed to finding the right plan for your budget and needs. I will work with you on a one-on-one basis to ensure that you understand health insurance products in all simplicity and find the one that best meets your need.
There are numerous health insurance products. This would make finding the right one particularly difficult without the professional help of an Indiana health insurance agent. So I provide the professional help you need to make the best health insurance decisions. I am ready to discuss your needs on any day of the week. You can request a one-on-one meeting with me or text/call me on 317-296-8881 to discuss your insurance needs.
Finding Health Insurance in Indiana
Few health insurance plans are listed on the Indiana health insurance exchange. For health insurance agents to find the best plan for every client, they have to explore other options and search through plans in different categories. We explore plans in the different categories such as faith health-share plains, ACA policies, and short-term health insurance plans to find cheap health insurance Indiana. In finding the most suitable plan for every client, we consider important information such as state of health, pre-existing conditions, budget, and current medication and service providers.
Expert Help
As part of delivering the best quality of service, we help clients understand the different plans completely before they commit to them. Without expert guidance, it is hard to understand what a plan completely entails. So we unravel the complexities of the health insurance plans for our clients so that they make informed decisions aided by expert guidance. When you search for the best or low cost health insurance Indiana without the help of experts, the chances of getting it wrong are very high. You would have to commit a lot of hours to research to understand the different plans. Instead of spending time and money and still maybe not making the best choice, you can seek the expert guidance of an Indiana health insurance agent.
We will search through hundreds of plans based on expert knowledge of the industry and find you the one that most matches your needs and budget. The best part of our services is that you do not pay extra fees for our services. You simply pay the cost of the plan. Our charges are already incorporated into the costs of health insurance plans sold, whether you search for the plans yourself or seek professional help.
What to consider when buying health insurance plans in Indiana
It is important to have health insurance. It is an essential commodity for individuals, families, and groups. Health insurance plans provide financial protection by minimizing out-of-pocket expenses for medical expenses. When you have health insurance, you are sure that your medical expenses will be met when due according to the terms and conditions. This is why it is essential that you choose a plan that meets your needs as well as budget sufficiently. Health insurance agents Indiana will help you find the right health insurance plans according to your need. As there is a wide range of health insurance options, it is the duty of your Indiana health insurance agent to find low cost health insurance plans according to your specifications.
Finding health insurance without the help of experts can easily lead to frustrations. To find the best cheap health insurance Indiana, for example, you have to spend a lot of time on research to understand the different offerings. With health insurance agents Indiana, instead of committing time and money to research, you get experts to help you find the right plan.
COMMON SPECIAL ELECTION PERIODS (SEP): IN THE LAST 60 DAYS YOU HAVE HAD: Loss of group or other credible coverage, Loss of CHIP or Medicaid, Having a baby or adopting a child, Becoming a US Citizen, Leaving prison, gaining membership to a federally recognized tribe.